OPPORTUNITIES AND CHALLENGES OF ISLAMIC BANKING IN ENCOURAGING THE DEVELOPMENT OF CREATIVE ECONOMY PLAYERS IN INDONESIA

Abstract

The purpose of this study is to be able to determine the opportunities and challenges of Islamic banking
to increase creative economy actors in Indonesia. This research method uses qualitative descriptive
research methods and the data used is sourced from secondary data obtained from the results of
research, articles, literacy and regulations that discuss topics related to the research theme. The results
showed that 1. Banking financial institutions have the opportunity to become one of the important pillars
as intermediaries for creative economy actors as a source of financing based on intellectual property
rights 2. Banking Financial Institutions have the opportunity to provide partnership scholarship
programs for students and educators using social responsibility funds 3. Challenges in synergy between
stakeholders and policy makers in the implementation of intellectual property-based financing to ensure
the protection of sustainable creative economy actors.