MEDIATION EFFECTS OF FINANCIAL LITERACY ON THE EFFECT OF FUTURE TIME PERSPECTIVE ON CHILDREN EDUCATION FUND PLANNING FOR INDONESIAN MILLENNIAL PARENTS

Agnes Renata Rajagukguk, Khaira Amalia Fachrudin, Amlys Syahputra Silalahi

Abstract


The purpose of this study is to examine the mediating effect of financial literacy on the influence of future time
perspectives on children's education fund planning for Indonesian millennial parents. The method used in
this study is a quantitative method. The population of this study is Indonesian millennial parents. The
sampling technique used is accidental sampling with a total sample of 415 Indonesian millennial parents. The
data source is primary data using a questionnaire. The data analysis method is structural equation modeling
using the SmartPLS application. The results of the study show that financial literacy can mediate the effect of
future time perspectives on children's education fund planning.

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